Are you protected if you get into an accident? Let’s take a look.
What happens when those without insurance are involved in an auto accident that wasn’t their fault?
In this situation, according to Proposition 213, the victim in the accident is not allowed to recover for their general damages. This means that, if you are the victim, you must take the financial windfall of the pain and suffering as well as the inconvenience of being in an accident. As the victim, you can only recover medical bills and out-of-pocket costs due to lost wages.
This greatly eliminates the recovery that you’re entitled to receiving.
The state of California limits your recovery to emphasize the importance of having insurance for your motor vehicle. It’s not only for the protection of those around you, but also for your own protection.
If you have any questions about this, please feel free to reach out to me by phone or email. I look forward to speaking to you soon.