In California, the law follows a pure comparative negligence system, which means that the responsibility for an accident is distributed based on each driver’s percentage of fault. If you are partly to blame, the compensation you receive will be reduced proportionally to your level of responsibility.

You won’t find any advice here suggesting you rely on your insurance company to prioritize your best interests after an accident. That’s because insurance companies typically focus on minimizing payouts, not protecting you. Instead, you need a dedicated advocate—your personal injury attorney. Make sure to seek medical care immediately and file a claim with your insurer without delay, as waiting too long can increase the risk of having your claim denied. This is especially important for residents of Chula Vista navigating post-accident challenges.